HAS YOUR CLAIM BEEN DELAYED, DENIED, OR UNDERPAID?
I used to defend insurance companies. Now I represent policyholders.
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ABOUT KIM
A defense lawyer’s view of your claim, working for you.
Kimberly Innocent has focused her practice on insurance litigation for over a decade. She began her career defending insurers, which gives her a working knowledge of how carriers investigate, value, and defend property claims.
Since founding The Innocent Law Firm, she has represented homeowners, businesses, and mitigation companies in first-party property disputes. She prepares every case as if it will be tried, and has seated juries in first-party property cases.
361 property insurance claims resolved and $8.2M recovered since 2020.
Results may vary depending on your particular facts and legal circumstances.
As of October 2026.
FIU College of Law and Trial Team graduate. Admitted to The Florida Bar, the Nebraska State Bar Association, and the U.S. District Courts for the Middle and Southern Districts of Florida. Member, Florida Justice Association. Associate Member, Florida Association of Public Insurance Adjusters (FAPIA).
You work directly with Kim, from the first call through resolution.
Frequently asked questions
My claim was denied. Is it too late?
Not necessarily. A denial is the carrier’s position, not the final word. Florida law sets notice requirements and deadlines, so contact us promptly.
The insurer wants a sworn statement. What do I do?
An examination under oath is sworn testimony that can shape the rest of your claim. Talk to a lawyer before you attend.
I already have a public adjuster. Do I need a lawyer?
Many clients come to us through their adjuster. When a claim needs pre-suit notices or litigation, an attorney handles that part while the adjuster’s estimate supports the claim.
What does it cost?
The claim review is free. If we take your case, we work on a contingency fee: we are paid only if you recover. You will not owe costs if there is no recovery.
Do you handle claims outside South Florida?
Yes. We represent property owners throughout Florida.