Update, October 2026: Florida's claim deadlines have changed since this post was published. See our Hurricane Isaias guide for current deadlines. Florida insurance laws give policyholders up to two years from the date of loss to file a Hurricane Ian claim in Florida. The date of loss is when the hurricane hit landfall, which was September 28, 2022. Therefore, you have until September 28, 2024 to file a Hurricane Ian claim. A Florida hurricane property claim lawyer at The Inno